While on an insurance claim inspection, policyholders should expect to provide documentation pertaining to a claim. This may include photo evidence of the damage, copies of receipts pertaining to the area of damage, and further details of what occurred at the time of the damages. The adjuster might ask questions to understand the situation so that the policyholder also needs to be honest while being very open about that. Well-documented claims make such a huge difference of course.
Insurance claim inspections would have revealed several issues that might lead to less than a successful claim. Such common issues would include poor documentation, lack of evidence on damage claimed, or pre-existing conditions not covered by a policy. This knowledge will help a policyholder to prepare better for an inspection process that will see the claims being processed as smoothly as possible.
The following are the tips from which policyholders can consider in ensuring a smooth claim inspection. First, every document is prepared before taking place for inspection. That is to say, everything including proof of damages, receipt of repairs, and all letter correspondences with the company form the documents. Stay during the inspection and in readiness to answer any query that may be directed by an adjuster. This could make the process much more straightforward and could speed up claims.